At Fidelity National Financial, Inc., we respect and believe it is important to protect the privacy of consumers and our
customers. This Privacy Notice explains how we collect, use, and protect any information that we collect from you, when
and to whom we disclose such information, and the choices you have about the use of that information. A summary of the
Privacy Notice is below, and we encourage you to review the entirety of the Privacy Notice following this summary. You
can opt-out of certain disclosures by following our opt-out procedure set forth at the end of this Privacy Notice.
|Types of Information Collected. You may provide us with
certain personal information about you, like your contact
information, addressdemographic information, social
security number (SSN), driver’s license, passport, other
government ID numbers and/or financial information. We
may also receive browsing information from your Internet
browser, computer and/or mobile device if you visit or use
our websites or applications.
||How Information is Collected. We may collect personal
information from you via applications, forms, and
correspondence we receive from you and others related to
our transactions with you. When you visit our websites
from your computer or mobile device, we automatically
collect and store certain information available to us through
your Internet browser or computer equipment to optimize
your website experience. |
|Use of Collected Information. We request and use your
personal information to provide products and services to
you, to improve our products and services, and to
communicate with you about these products and services.
We may also share your contact information with our
affiliates for marketing purposes.
||When Information is Disclosed. We may disclose your
information to our affiliates and/or nonaffiliated parties
providing services for you or us, to law enforcement
agencies or governmental authorities, as required by law,
and to parties whose interest in title must be determined.|
|Choices With Your Information. Your decision to submit
information to us is entirely up to you. You can opt-out of
certain disclosure or use of your information or choose to
not provide any personal information to us.
||Information From Children. We do not knowingly
collect information from children who are under the age of
13, and our website is not intended to attract children. |
|Privacy Outside the Website. We are not responsible for
the privacy practices of third parties, even if our website
links to those parties’ websites.
||International Users. By providing us with you
information, you consent to its transfer, processing and
storage outside of your country of residence, as well as the
fact that we will handle such information consistent with
this Privacy Notice. |
|The California Online Privacy Protection Act. Some FNF companies provide services to mortgage loan servicers and, in some cases, their websites collect information on behalf of mortgage loan servicers. The mortgage loan servicer is responsible for taking action or making changes to any consumer information submitted through those websites.
|Your Consent To This Privacy Notice. By submitting
information to us or by using our website, you are accepting
and agreeing to the terms of this Privacy Notice.
||Access and Correction; Contact Us. If you desire to
contact us regarding this notice or your information, please
contact us at email@example.com or as directed at the end of
this Privacy Notice.|
Fidelity National Financial, Inc. and its majority-owned subsidiary companies providing title insurance, real estate- and
loan-related services (collectively, “FNF”, “our” or “we”) respect and are committed to protecting your privacy. We will
take reasonable steps to ensure that your Personal Information and Browsing Information will only be used in compliance
with this Privacy Notice and applicable laws. This Privacy Notice is only in effect for Personal Information and Browsing
Information collected and/or owned by or on behalf of FNF, including Personal Information and Browsing Information
collected through any FNF website, online service or application (collectively, the “Website”).
Types of Information Collected
We may collect two types of information: Personal
Information and Browsing Information.
Personal Information. FNF may collect the following categories of Personal Information:
contact information (e.g., name, address, phone number,
demographic information (e.g., date of birth, gender, martial status);
social security number (SSN), driver’s license, passport, and other
government ID numbers;
financial account information; and
other personal information needed from you to provide title insurance, real estate- and loan-related services to you.
Browsing Information. FNF may collect the following categories of Browsing Information:
- Internet Protocol (or IP) address or device ID/UDID,
protocol and sequence information;
- browser language and type;
- domain name system requests;
- browsing history, such as time spent at a domain, time and date of your visit and number of clicks;
- http headers, application client and server banners; and
- operating system and fingerprinting data.
How Information is Collected
In the course of our business, we may collect Personal
Information about you from the following sources:
- applications or other forms we receive from you or your
- the correspondence yyou and others send to us;
- information we receive through the Website;
- information about your transactions with, or services performed by, us, our affiliates or nonaffliated third parties; and
- information from consumer or other reporting agencies and public records maintained by governmental entities that we obtain directly from those entities, our affiliates or others.
If you visit or use our Website, we may collect Browsing Information from you as follows:
- Browser Log Files. Our servers automatically log each visitor to the Website and collect and record certain browsing
information about each visitor. The Browsing Information includes generic information and reveals nothing personal
about the user.
- Cookies. When you visit our Website, a “cookie” may be sent to your computer. A cookie is a small piece of data that is
sent to your Internet browser from a web server and stored on your computer’s hard drive. When you visit a website again,
the cookie allows the website to recognize your computer. Cookies may store user preferences and other information. You
can choose whether or not to accept cookies by changing your Internet browser settings, which may impair or limit some
functionality of the Website.
Use of Collected Information
Information collected by FNF is used for three main purposes:
- To provide products and services to you or any affiliate or third party who is obtaining services on your behalf or in
connection with a transaction involving you.
- To improve our products and services. and
- To communicate with you and to inform you about our, our affiliates’ and third parties’ products and services, jointly or
When Information Is Disclosed
We may provide your Personal Information (excluding information we receive from consumer or other credit reporting
agencies) and Browsing Information to various individuals and companies, as permitted by law, without obtaining your
prior authorization. Such laws do not allow consumers to restrict these disclosures. Please see the section “Choices With
Your Personal Information” to learn how to limit the discretionary disclosure of your Personal Information and Browsing
Disclosures of your Personal Information may be made to the following categories of affiliates and nonaffliated third parties:
- to third parties to provide you with services you have requested, and to enable us to detect or prevent criminal activity,
fraud, material misrepresentation, or nondisclosure;
- to our affiliate financial service providers for their use to market their products or services to you;
- to nonaffiliated third party service providers who provide or perform services on our behalf and use the disclosed
information only in connection with such services;
- to nonaffiliated third party service providers with whom we perform joint marketing, pursuant to an agreement with them
to market financial products or services to you;
- to law enforcement or other governmental authority in connection with an investigation, or civil or criminal subpoena or
- to lenders, lien holders, judgment creditors, or other parties claiming an interest in title whose claim or interest must be
determined, settled, paid, or released prior to closing; and
- other third parties for whom you have given us written authorization to disclose your Personal Information.
We may disclose Personal Information and/or Browsing
Information when required by law or in the good-faith belief
that such disclosure is necessary to:
- comply with a legal process or applicable laws;
- enforce this Privacy Notice;
- investigate or respond to claims that any material, document, image, graphic, logo, design, audio, video or any other
information provided by you violates the rights of a third party; or
We maintain reasonable safeguards to keep your Personal Information secure. When we provide Personal Information to
our affiliates or third party service providers as discussed in this Privacy Notice, we expect that these parties process such
information in compliance with our Privacy Notice or in a manner that is in compliance with applicable privacy laws. The
use of your information by a business partner may be subject to that party’s own Privacy Notice. Unless permitted by law,
we do not disclose information we collect from consumer or credit reporting agencies with our affiliates or others without
We reserve the right to transfer your Personal Information, Browsing Information, and any other information, in connection
with the sale or other disposition of all or part of the FNF business and/or assets, or in the event of our bankruptcy,
reorganization, insolvency, receivership or an assignment for the benefit of creditors. You expressly agree and consent to
the use and/or transfer of the foregoing information in connection with any of the above described proceedings. We cannot
and will not be responsible for any breach of security by a third party or for any actions of any third party that receives any
of the information that is disclosed to us.
Choices With Your Information
Whether you submit Personal Information or Browsing Information to FNF is entirely up to you. If you decide not to submit
Personal Information or Browsing Information, FNF may not be able to provide certain services or products to you. The
uses of your Personal Information and/or Browsing Information that, by law, you cannot limit, include:
- for our everyday business purposes – to process your transactions, maintain your account(s), to respond to law
enforcement or other governmental authority in connection with an investigation, or civil or criminal subpoenas or court
orders, or report to credit bureaus;
- for our own marketing purposes;
- for joint marketing with financial companies; and
- for our affiliates’ everyday business purposes – information about your transactions and experiences.
You may choose to prevent FNF from disclosing or using your Personal Information and/or Browsing Information under
the following circumstances (“opt-out”):
- for our affiliates’ everyday business purposes – information about your creditworthiness; and
- for our affiliates to market to you.
To the extent permitted above, you may opt-out of disclosure or use of your Personal Information and Browsing Information by notifying us by one of the methods at the end of this Privacy Notice. We do not share your personal information with non-affiliates for their direct marketing purposes.
For California Residents: We will not share your Personal Information and Browsing Information with nonaffiliated third parties, except as permitted by California law. Currently, our policy is that we do not recognize “do not track” requests from Internet browsers and similar devices.
For Nevada Residents: You may be placed on our internal Do Not Call List by calling (888) 934-3354 or by contacting us via the information set forth at the end of this Privacy Notice. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: (702) 486-3132; email: BCPINFO@ag.state.nv.us.
For Oregon Residents: We will not share your Personal Information and Browsing Information with nonaffiliated third parties for marketing purposes, except after you have been informed by us of such sharing and had an opportunity to indicate that you do not want a disclosure made for marketing purposes.
For Vermont Residents: We will not share your Personal Information and Browsing Information with nonaffiliated third parties, except as permitted by Vermont law, such as to process your transactions or to maintain your account. In addition, we will not share information about your creditworthiness with our affiliates except with your authorization. For joint marketing in Vermont, we will only disclose your name, contact information and information about your transactions.
Information From Children
The Website is meant for adults and is not intended or designed to attract children under the age of thirteen (13).We do not
collect Personal Information from any person that we know to be under the age of thirteen (13) without permission from a
parent or guardian. By using the Website, you affirm that you are over the age of 13 and will abide by the terms of this Privacy
Privacy Outside the Website
The Website may contain links to other websites. FNF is not and cannot be responsible for the privacy practices or the
content of any of those other websites.
FNF’s headquarters is located within the United States. If you reside outside the United States or are a citizen of the
European Union, please note that we may transfer your Personal Information and/or Browsing Information outside of your
country of residence or the European Union for any of the purposes described in this Privacy Notice. By providing FNF
with your Personal Information and/or Browsing Information, you consent to our collection and transfer of such information
in accordance with this Privacy Notice.
The California Online Privacy Protection Act
For some FNF websites, such as the Customer CareNet (“CCN”), FNF is acting as a third party service provider to a
mortgage loan servicer. In those instances, we may collect certain information on behalf of that mortgage loan servicer via
the website. The information which we may collect on behalf of the mortgage loan servicer is as follows:
- first and last name;
- property address;
- user name and password;
- loan number;
- social security number - mased upon entry;
- email address;
- three security questions and answers; and
- IP address.
The information you submit through the website is then transferred to your mortgage loan servicer by way of CCN. The
mortgage loan servicer is responsible for taking action or making changes to any consumer information submitted
through this website. For example, if you believe that your payment or user information is incorrect, you must
contact your mortgage loan servicer.
CCN does not share consumer information with third parties, other than (1) those with which the mortgage loan servicer has contracted to interface with the CCN application, or (2) law enforcement or other governmental authority in connection with an investigation, or civil or criminal subpoenas or court orders. All sections of this Privacy Notice apply to your interaction with CCN, except for the sections titled “Choices with Your Information” and “Access and Correction.” If you have questions regarding the choices you have with regard to your personal information or how to access or correct your personal information, you should contact your mortgage loan servicer.
Your Consent To This Privacy Notice
By submitting Personal Information and/or Browsing Information to FNF, you consent to the collection and use of the information by us in compliance with this Privacy Notice. Amendments to the Privacy Notice will be posted on the Website. Each time you provide information to us, or we receive information about you, following any amendment of this Privacy Notice will signify your assent to and acceptance of its revised terms for all previously collected information and information collected from you in the future. We may use comments, information or feedback that you submit to us in any manner that we may choose without notice or compensation to you.
Accessing and Correcting Information; Contact Us
If you have questions, would like to access or correct your Personal Information, or want to opt-out of information sharing with our affiliates for their marketing purposes, please send your requests to firstname.lastname@example.org
or by mail or phone to:
Fidelity National Financial, Inc.
601 Riverside Avenue
Jacksonville, Florida 32204
Attn: Chief Privacy Officer
Copyright © 2017. Fidelity National Financial, Inc. All Rights Reserved.
EFFECTIVE AS OF: March 1, 2017